Effective Date: 19 September 2026 | Last Updated: 19 September 2026

1. Introduction

Welcome to Raa Business Solutions.

These Terms of Use (“Terms”) govern your access to and use of the Raa Business Solutions website, content, online services, forms and related digital platforms (collectively, the “Website”).

By accessing or using this Website, you acknowledge that you have read, understood and agreed to be bound by these Terms. If you do not agree with any part of these Terms, please discontinue your use of the Website.

Raa Business Solutions (“Raa Business Solutions”, “Raa”, “we”, “our” or “us”) reserves the right to update these Terms from time to time. Your continued use of the Website following the publication of changes constitutes acceptance of the revised Terms.

2. About Raa Business Solutions

Raa Business Solutions is a corporate consultancy, regulatory and compliance firm providing professional business support and related solutions to entrepreneurs, companies, organisations and other clients.

Our services may include, depending on the engagement:

• Business formation and registration;

• Corporate documentation;

• Regulatory and compliance support;

• Industry-specific licences and permits;

• Business advisory;

• Tax-related support;

• Corporate structuring;

• Business development support;

• Digital business solutions;

• Website and technology services;

• Brand and business visibility solutions;

• Other professional business support services.

The specific services available to a client will depend on the nature and terms of the relevant engagement.

3. Use of the Website

You may use the Website for lawful purposes and in accordance with these Terms.

You agree not to use the Website:

• For any unlawful, fraudulent or deceptive purpose;

• To impersonate another person or organisation;

• To submit false, misleading or inaccurate information;

• To interfere with the security or operation of the Website;

• To attempt to gain unauthorised access to our systems;

• To introduce malicious software, viruses or other harmful code;

• To collect information about other users without appropriate authorisation;

• To reproduce, modify or distribute Website content without permission;

• To use automated systems to access or extract Website content in a manner that could damage or interfere with the Website;

• In any manner that could harm Raa Business Solutions, its clients, service providers or other users.

We reserve the right to restrict or terminate access to the Website where we reasonably believe that these Terms have been violated.

4. Information Provided on the Website

The information published on this Website is intended to provide general information about Raa Business Solutions, our services, areas of practice and business activities.

Although we make reasonable efforts to ensure that information published on the Website is accurate and useful, we do not guarantee that every piece of information will always be:

• Complete;

• Current;

• Accurate;

• Error-free; or

• Suitable for every individual or business circumstance.

Information on the Website should therefore not automatically be treated as a substitute for professional advice specific to your circumstances.

Where you require advice concerning your business, regulatory obligations, tax matters, corporate structure, licensing, compliance or another professional matter, you should contact Raa Business Solutions directly for an appropriate consultation or engagement.

5. No Automatic Professional Engagement

Accessing the Website, submitting an enquiry, sending an email or communicating with Raa Business Solutions through an online form does not automatically create a client relationship between you and Raa Business Solutions.

A professional engagement is established only when the relevant terms of engagement, scope of work, fees and other applicable conditions have been agreed and accepted by the parties.

Until an engagement has been formally established, Raa Business Solutions does not assume responsibility for acting on your behalf in relation to a particular matter.

6. Professional Services and Scope of Engagement

Where you engage Raa Business Solutions for professional services, the scope of work will be determined by the applicable engagement terms, proposal, quotation, agreement, invoice or other written arrangement.

Services outside the agreed scope may require a separate engagement, additional fees or further documentation.

Raa Business Solutions may rely on information and documentation provided by clients when performing services.

Clients are responsible for providing complete, accurate and timely information reasonably required for the performance of an engagement.

7. Regulatory and Government Processes

Some services provided by Raa Business Solutions may involve government agencies, regulators, registries, licensing authorities, tax authorities or other third parties.

Where a service depends on the action, approval, processing time, decision or discretion of a government agency, regulator or other third party, Raa Business Solutions cannot guarantee the outcome or processing time of that external process.

We may assist with documentation, applications, submissions, follow-up and related processes, but final decisions may remain entirely within the authority of the relevant regulator or government agency.

Changes in laws, regulations, government procedures, fees, processing requirements or administrative practices may also affect an engagement.

8. Client Responsibilities

Clients are expected to:

• Provide accurate and complete information;

• Provide documents reasonably required to perform the agreed services;

• Respond to requests for information within reasonable time;

• Review documents submitted for approval where required;

• Notify us of relevant changes to their circumstances;

• Pay agreed fees and charges within the applicable timeframe;

• Comply with applicable laws and regulatory requirements;

• Avoid providing fraudulent, forged or misleading documentation.

Raa Business Solutions shall not be responsible for delays, additional costs or adverse consequences resulting directly from inaccurate, incomplete, misleading or late information supplied by a client.

9. Fees and Payments

Where services are subject to fees, the applicable charges will be communicated to the client through a quotation, proposal, invoice, engagement letter or other agreed documentation.

Unless otherwise agreed in writing:

• Fees must be paid in accordance with the agreed payment terms;

• Government, regulatory, statutory or third-party charges may be separate from Raa Business Solutions’ professional fees;

• Additional work outside the agreed scope may attract additional charges;

• Failure to make required payments may result in suspension or termination of services.

Any applicable refund, cancellation or payment conditions will be communicated as part of the relevant engagement.

10. Third-Party Services and Authorities

Some of our services may involve third-party platforms, government portals, payment providers, technology providers, licensing bodies or other external service providers.

We do not control the availability, security, policies, processing times or decisions of independent third parties.

Where a service depends on such third parties, Raa Business Solutions will take reasonable steps to coordinate the process but cannot guarantee uninterrupted availability or a particular outcome from the third party.

11. Intellectual Property

Unless otherwise stated, the content and materials published on this Website are owned by or licensed to Raa Business Solutions and are protected by applicable intellectual property laws.

This may include:

• Text;

• Logos;

• Brand elements;

• Graphics;

• Photographs;

• Illustrations;

• Website design;

• Layout;

• Videos;

• Documents;

• Downloadable materials;

• Original written content;

• Software and other digital materials.

You may access and use Website content for personal or legitimate business information purposes.

You may not, without our prior written permission:

• Copy substantial portions of Website content;

• Reproduce our branding;

• Republish our materials;

• Sell or commercially exploit Website content;

• Modify and present our materials as your own;

• Use our trademarks or brand identity in a manner that suggests an unauthorised association with Raa Business Solutions.

12. User-Submitted Information and Materials

Where the Website allows you to submit information, documents, comments, enquiries or other materials, you remain responsible for the accuracy and legality of the information you provide.

You confirm that you have the necessary authority to provide any information or documents submitted to us.

You should not submit confidential information through a general website form unless the form or communication channel is specifically intended for such information.

Where personal information is submitted to us, its handling will be subject to our Privacy Policy.

13. Confidentiality

We recognise that clients may provide confidential commercial, corporate, financial, regulatory and personal information during an engagement.

Information provided in connection with an established professional engagement will be handled in accordance with applicable contractual, legal and professional confidentiality obligations.

However, submitting information through a general website enquiry does not necessarily establish a confidential professional relationship.

If you believe that information is particularly sensitive or confidential, please contact us directly before submitting it.

14. Website Availability

We aim to maintain a reliable and accessible Website. However, we do not guarantee that the Website will always be available, uninterrupted, secure or free from errors.

The Website may occasionally be unavailable due to:

• Maintenance;

• Updates;

• Technical failures;

• Hosting problems;

• Internet connectivity issues;

• Cybersecurity incidents;

• Third-party service interruptions;

• Circumstances beyond our reasonable control.

We reserve the right to modify, suspend or discontinue any part of the Website without prior notice where reasonably necessary.

15. Links to Third-Party Websites

The Website may contain links to external websites, platforms or services operated by third parties.

These links are provided for convenience or informational purposes and do not necessarily constitute an endorsement, sponsorship or recommendation by Raa Business Solutions.

We do not control and are not responsible for:

• The content of third-party websites;

• Their availability;

• Their security;

• Their privacy practices;

• Their terms of use;

• Their products or services.

You access third-party websites at your own discretion and risk.

16. Disclaimers

To the extent permitted by applicable law, Raa Business Solutions does not guarantee that:

• The Website will be completely error-free;

• Information published on the Website will always be current;

• The Website will meet every user’s requirements;

• Any particular regulatory or business outcome will be achieved;

• A government, regulator or third party will approve an application;

• A particular licence, permit, registration or certification will be granted;

• A business will achieve a particular financial or commercial result from using our services.

Business and regulatory outcomes may depend on circumstances outside our control, including government decisions, market conditions, client actions, third-party actions and changes in applicable laws or regulations.

17. Limitation of Liability

To the maximum extent permitted by applicable law, Raa Business Solutions shall not be liable for indirect, incidental, consequential or special losses arising from your use of the Website or reliance on general information published on it.

This may include, where legally permissible, loss of profits, business interruption, loss of opportunities, loss of data or other consequential losses.

Nothing in these Terms is intended to exclude or restrict liability that cannot lawfully be excluded or restricted under applicable law.

Where a separate professional engagement exists between Raa Business Solutions and a client, any limitation of liability applicable to that engagement will be governed by the terms of that engagement.

18. Indemnity

To the extent permitted by applicable law, you agree to indemnify and hold harmless Raa Business Solutions, its officers, employees, consultants and authorised representatives from claims, losses, liabilities, damages, costs or expenses arising from:

• Your unlawful use of the Website;

• Your violation of these Terms;

• Your submission of false or misleading information;

• Your infringement of third-party rights;

• Your misuse of Website content;

• Your violation of applicable laws or regulations.

This provision does not apply to the extent that the relevant loss results from Raa Business Solutions’ own unlawful conduct or liability that cannot legally be excluded.

19. Privacy

Your use of the Website may involve the collection and processing of personal information.

Our processing of personal information is governed by our Privacy Policy, which explains how we collect, use, store, protect and process personal information.

By using the Website, you acknowledge that you have reviewed the Privacy Policy.

20. Cookies

Our Website may use cookies and similar technologies for functionality, security, analytics and other legitimate purposes.

Your use of cookies may be subject to our applicable Cookie Policy or cookie notice.

You may also manage certain cookie preferences through your browser or available website controls.

21. Communications

When you provide your contact information to Raa Business Solutions, we may contact you regarding your enquiry, requested services, existing engagement, administrative matters or other legitimate business communications.

Where required by applicable law, marketing communications will be subject to appropriate consent requirements.

You may request to stop receiving marketing communications by contacting us at:

[email protected]

22. Termination and Restriction of Access

We may restrict, suspend or terminate your access to the Website where:

• You materially breach these Terms;

• Your use of the Website presents a security risk;

• Your use of the Website is unlawful;

• Your activities interfere with the operation of the Website;

• We are required to do so by law or a competent authority;

• We reasonably believe such action is necessary to protect our business, clients, systems or other users.

Termination or restriction of access does not affect provisions of these Terms that are intended to continue after termination.

23. Changes to These Terms

Raa Business Solutions may revise these Terms periodically.

Updated Terms will be published on this Website with a revised “Last Updated” date.

Your continued use of the Website after revised Terms have been published constitutes your acceptance of the updated Terms to the extent permitted by applicable law.

24. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws applicable in the Federal Republic of Nigeria, subject to any mandatory legal provisions that may apply.

Where a dispute arises concerning these Terms, the parties should first attempt to resolve the matter amicably through good-faith discussions.

Nothing in this provision prevents either party from seeking appropriate legal or regulatory remedies where necessary.

25. Severability

If any provision of these Terms is determined to be invalid, unlawful or unenforceable by a competent authority, that provision shall be interpreted or modified to the extent necessary to make it enforceable where legally possible.

The remaining provisions shall continue in full force and effect.

26. Entire Agreement

These Terms govern your general use of the Website.

Where you separately enter into an engagement, contract, proposal or other written agreement with Raa Business Solutions, the terms of that particular engagement may contain additional provisions governing the services provided to you.

In the event of a conflict between these Website Terms and a specific written client agreement, the specific client agreement will govern the relevant professional engagement to the extent provided in that agreement.

27. Contact Us

If you have questions regarding these Terms of Use, our services or your interactions with Raa Business Solutions, please contact us.

Raa Business Solutions

Abuja Office

Suite B7, 2XL Mall,
Beside Zenith Bank, Off 3rd Avenue,
Gwarinpa, Abuja, Nigeria.

Lagos Office

Suite 7, Abraham Adesanya Estate Shopping Complex,
Along Gani Dawodu Street,
Ajah, Lekki, Lagos, Nigeria.

Email: [email protected]

Raa Business Solutions
Business Solutions. Built for Growth.